Commercial Financing for Challenged Credit

3 Rivers Leasing is a story lender for those transactions that make sense but may not fit the mold of traditional lenders.

Transaction Size:

  • $5,000 - $50 million+


  • 24 months - 80 months
  • C Credit Terms in excess of 48 months can be reviewed on a case-by-case basis.
  • Lease, Loan or issues structuring
  • Fair Market Value and Nominal Option Purchase (restrictions).                                                                          

Financial Services for Vehicles

  • Terms from 24 - 82 months depending on age, type and use of vehicles
  • Various structures available                                                   

Credit Criteria:

  • Does it make sense?
  • History / Projections
  • Are credit issues (if any) in the past?
  • Satisfactory bank history
  • Favorable industry trends
  • Adequate working capital
  • Sufficient cash flow

Approval Term:

  • Approval is valid 60 days from the date of Approval, with 30-day extensions usually available upon request.
  • Approvals can take as little as the same day. Depending on the size and credit type.

When you need that extra helping hand to reach your goals. We are here to help you.